Super Moist Chocolate Chip Banana Bread Recipe

Chocolate Chip Banana Bread

Hola! I’m Emma, and if you’ve ever wondered what happens when a Florida girl falls in love with Mexican flavors and homey comfort food, this recipe is a delicious glimpse into my kitchen. I still remember afternoons baking banana bread with my mama, the whole house filled with the sweet scent of ripe bananas and melting chocolate. This super moist chocolate chip banana bread recipe combines everything I love about baking: cozy flavors, a tender crumb, and just enough gooey chocolate in every bite. It’s my go-to treat when I want something simple, comforting, and absolutely irresistible.

Quick Recipe Overview

Prep TimeCook TimeTotal TimeServingsDifficultyCuisineBest Season
15 mins55 mins1 hr 10 mins1 loaf (8 slices)EasyAmerican comfort bakingYear-round

Why You’ll Love This Recipe

  • Super Moist Texture – Thanks to the mix of butter, oil, and mashed bananas, every bite is tender yet dense in the best way.
  • Rich Banana Flavor – Using very ripe bananas ensures your bread is naturally sweet, fragrant, and bursting with banana goodness.
  • Chocolatey Perfection – Semi-sweet chocolate chips balance the sweetness beautifully, melting into little pockets of indulgence.
  • Beginner-Friendly – No fancy equipment required—just a whisk, a bowl, and a loaf pan.
  • Versatile & Crowd-Pleasing – Perfect for breakfast, snack time, or dessert with a cup of coffee or tea.
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Super Moist Chocolate Chip Banana Bread Recipe


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  • Author: Laurel
  • Total Time: 1 hour 10 minutes
  • Yield: 1 loaf (10 slices) 1x
  • Diet: Vegetarian

Description

Super moist, chocolate-packed banana bread with a rich crumb and the perfect balance of sweetness. This family-favorite recipe is simple, satisfying, and perfect for breakfast, snacks, or dessert.


Ingredients

Scale
  • 1 1/2 cups (180g) all-purpose flour, spoon and leveled
  • 1 teaspoon baking soda
  • 1/2 teaspoon salt
  • 1/2 cup (115g) unsalted butter, melted and cooled slightly
  • 1/4 cup (60mL) vegetable oil
  • 3/4 cup (150g) granulated sugar
  • 2 large eggs, at room temperature
  • 1 teaspoon vanilla extract
  • 1 1/2 cups (360g) mashed ripe bananas (about 34 medium)
  • 1 cup (170g) semi-sweet chocolate chips

Instructions

1. Preheat oven to 350°F (177°C). Grease a 9×5-inch loaf pan and line with parchment paper, leaving overhang for lifting.

2. Whisk flour, baking soda, and salt in a medium bowl.

3. In a large bowl, whisk melted butter, oil, sugar, eggs, and vanilla until smooth. Stir in mashed bananas.

4. Add dry ingredients and chocolate chips. Gently fold until just combined. Do not overmix.

5. Pour batter into prepared loaf pan and bake for 50–60 minutes until a toothpick comes out with moist crumbs.

6. Cool in the pan for 15 minutes, then lift out and cool fully before slicing.

Notes

Use extra ripe bananas for the best flavor and moisture.

If browning too quickly, tent with foil halfway through baking.

For muffins, bake in a muffin tin for 18–22 minutes at 350°F.

You can freeze this bread in slices wrapped tightly in plastic wrap and foil for up to 3 months.

  • Prep Time: 15 minutes
  • Cook Time: 55 minutes
  • Category: Bread, Dessert, Snack
  • Method: Baking
  • Cuisine: American

Nutrition

  • Serving Size: 1 slice
  • Calories: 290
  • Sugar: 20g
  • Sodium: 180mg
  • Fat: 14g
  • Saturated Fat: 7g
  • Unsaturated Fat: 6g
  • Trans Fat: 0g
  • Carbohydrates: 38g
  • Fiber: 2g
  • Protein: 4g
  • Cholesterol: 45mg

Ingredients

  • 1 ½ cups (180g) all-purpose flour, spooned and leveled
  • 1 teaspoon baking soda
  • ½ teaspoon salt
  • ½ cup (115g) unsalted butter, melted and slightly cooled
  • ¼ cup (60mL) vegetable oil
  • ¾ cup (150g) granulated sugar
  • 2 large eggs, at room temperature
  • 1 teaspoon pure vanilla extract
  • 1 ½ cups (360g) mashed ripe bananas (3–4 medium bananas)
  • 1 cup (170g) semi-sweet chocolate chips

Ingredient Tips

IngredientTip
BananasUse very ripe bananas with brown spots for the best flavor and moisture.
Butter & OilThe combination gives the bread both richness and softness. Don’t skip one for the other.
FlourAlways spoon and level flour to avoid a dense loaf.
Chocolate ChipsSemi-sweet works best, but you can swap with dark or milk chocolate for variation.
SugarIf you like a less-sweet loaf, reduce sugar by 2–3 tablespoons without affecting texture.

Step-by-Step Instructions

  1. Prepare the pan – Preheat oven to 350°F. Grease a 9×5-inch loaf pan and line with parchment, leaving overhang to lift the loaf easily.
  2. Mix dry ingredients – In a small bowl, whisk flour, baking soda, and salt. Set aside.
  3. Mix wet ingredients – In a large bowl, whisk together melted butter, oil, sugar, eggs, and vanilla until smooth. Stir in mashed bananas.
  4. Combine – Gently fold dry ingredients and chocolate chips into wet ingredients. Mix only until combined; overmixing makes the bread tough.
  5. Bake – Pour batter into prepared pan. Bake 50–60 minutes, until a toothpick comes out with a few moist crumbs (some melted chocolate is fine). If browning too fast, tent loosely with foil.
  6. Cool & Serve – Allow bread to cool in the pan before lifting out. Slice when slightly warm or fully cooled.

Helpful Tips

  • Always use room temperature eggs for better mixing.
  • Let bread cool before slicing; cutting too soon makes it crumbly.
  • Tent with foil if the top browns too quickly.
  • Store covered at room temperature for up to 3 days for best freshness.

Expert Tips for the Best Results

  • Use Overripe Bananas – The darker and softer, the sweeter and more flavorful your bread will be.
  • Don’t Overmix – Stir until just combined to keep the loaf tender.
  • Parchment Lining – Helps remove the loaf cleanly without sticking.
  • Check Early – Start checking at 50 minutes; ovens vary and overbaking dries the bread.

Recipe Variations

  • Marbled Chocolate-Cinnamon Banana Bread – Swirl in cinnamon sugar and a bit of melted chocolate for a bakery-style twist.
  • Healthy Banana Bread with Chocolate Chip – Swap half the flour for whole wheat and reduce sugar for a lighter version.
  • Muffin Chocolat – Pour batter into a muffin tin, baking for 18–22 minutes for quick grab-and-go treats.
  • Nutty Banana Bread – Fold in chopped walnuts or pecans for added crunch and depth.

Make Ahead & Freezer Tips

Store cooled banana bread wrapped in foil or airtight at room temp for 2–3 days. For longer storage, refrigerate up to 1 week. To freeze, wrap slices individually and place in a freezer-safe bag for up to 3 months. Thaw overnight in the fridge or warm gently before serving.

Serving Suggestions

Serve warm with a pat of butter, a drizzle of honey, or even a dollop of whipped cream. For a special touch, dust with powdered sugar before slicing. This bread also makes a great gift wrapped in parchment and tied with twine.

Pairing Ideas

Enjoy with hot coffee, chai tea, or a cold glass of milk. For a cozy dessert, pair with vanilla ice cream or even a bold red wine for a surprising twist.

Storage and Reheating Tips

Store tightly wrapped at room temp for up to 3 days or refrigerate up to a week. To reheat, warm slices in the microwave for 15–20 seconds or on a skillet over low heat for a slightly crisped edge.

Frequently Asked Questions

Can I make this without eggs?
Yes! Replace each egg with ¼ cup unsweetened applesauce or 1 flax egg for a chocolate chip banana bread no eggs version.

What’s the secret to moist banana bread?
It’s the balance of butter, oil, and ripe bananas. Using too much flour or overbaking dries it out.

Can I use frozen bananas?
Absolutely. Just thaw, drain excess liquid, and mash before using.

How do I prevent chocolate chips from sinking?
Toss chips lightly in flour before folding into the batter.

Can I reduce the sugar?
Yes. Cutting back 2–3 tablespoons won’t affect texture, just sweetness.

Can I double this recipe?
Yes, but bake in two separate loaf pans instead of one large one for even cooking.

Why does banana bread sometimes sink in the middle?
It’s often due to underbaking or too much moisture. Always check doneness with a toothpick in the center.

Nutrition Info (per slice, 8 servings)

CaloriesProteinCarbsFatFiberSugar
2804g36g13g2g20g

Nutrition facts are estimated using online tools and may vary based on your ingredients and preparation. Please consult a nutritionist for precise dietary advice.

Conclusion

This super moist chocolate chip banana bread recipe is the ultimate comfort bake—easy, chocolatey, and bursting with banana flavor. Try it once, and I promise it’ll become your go-to recipe for cozy mornings and sweet cravings alike.

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